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Catering for the Care Sector’s Increasing Complexity
Care providers have had to adapt to an ever-changing regulatory landscape in recent years. More changes are afoot. In October 2025, the Care Quality Commission launched a consultation into how it assesses health and care services in response to the 2024 rollout of the Single Assessment Framework, whose implementation was marked by increased complexity, difficulties in determining reliable ratings and
Changing Demand Creates New Risk Profiles in Hospitality
While the purchase of a drink and a packet of crisps by a customer once sufficed, this is no longer enough to generate the margins required in today’s hospitality industry. A new generation of themed and experience-led bars is creating novel underwriting considerations for carriers in the sector. Destination and experience bars In 2000, there were 60,800 pubs in the
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At the start of 2026, we asked some of our experts to share the key trends they see shaping the insurance market this year. Alice Boreman, Jordan Gregg, Stephen Moore and Deanne Rogers offer their predictions and perspective on what could be coming next. [bw_inline_quote author_id=\"Deanne Rogers\"…
Launch of Burns & Wilcox Global Solutions to Include Broking Entities RB Jones to House Underwriting Operations LONDON (July 17, 2025) – H.W. Kaufman Group, the privately held, industry leading global insurance organization, today announced the company is consolidating its brands outside of North America into Burns & Wilcox, which will include all broking businesses, and RB Jones, which will…
In January 2023, the Care Quality Commission (CQC) introduced a new single assessment framework, aimed to streamline, and enhance the regulation of health and social care services in England. The new model combines all three frameworks (hospitals, adult social care, and primary medical services) into one, with a single set of expectations to define quality care and good service. The…
Contributor: Dave Burridge, Head of Property Package, RB Jones UK Over the last three years, the Property Insurance market has grappled with double-digit rate increases and reduced capacity. However, as of late, rates are stabilising, and capacity is softening, thanks in part to carriers aggressively re-entering the market. Rate increases have averaged only 5-10% in 2023—a noticeable decrease from 2020-2022—for…
Adult and Child Care organisations today are operating in some of the toughest conditions ever experienced. On top of the day-to-day operational challenges of running a care business in a highly regulated sector, they are also dealing with an insurance market restricted in choice and options. Our expert Melissa Kalsi provides much-needed insights on market trends, specialty solutions, and tips…
Contributor: Deanne Rogers, London Casualty Manager The Casualty market looks considerably different than it did at this time last year, which is having a significant impact on prices, capacity, demand, terms, conditions and more. Let us take a closer look at the macroeconomic impacts: Prices The market is experiencing a notable softening as competition increases post pandemic. The average rate…